Singapore Rental Yield Calculator - Property Investment ROI Calculator

Calculate Rental Yield

Property Purchase Price (SGD):

Monthly Rental Income (SGD):

Property Type:

Monthly Maintenance Fee (SGD):

Annual Property Tax (SGD):

Annual Insurance Cost (SGD):

Agent Commission (% of annual rent):

Expected Vacancy Rate (%):

Outstanding Loan Amount (SGD):

Loan Interest Rate (% p.a.):

Rental Yield Results

Enter property and rental details to calculate gross yield, net yield, and cash flow analysis.

Singapore Rental Yield Information

Rental yield is a key metric for property investors to evaluate the profitability of rental properties. Singapore's rental yields vary by property type and location.

HDB Flats

Typical Yield: 3.5% - 5.5%

Pros: Lower entry cost, stable demand

Cons: Rental restrictions, lease decay

Condominiums

Typical Yield: 2.5% - 4.5%

Pros: Higher rental rates, amenities

Cons: Higher maintenance costs

Landed Properties

Typical Yield: 2.0% - 3.5%

Pros: Land ownership, potential appreciation

Cons: High entry cost, lower yields

Commercial Properties

Typical Yield: 3.0% - 6.0%

Pros: Higher yields, longer leases

Cons: Higher risk, market volatility

Types of Rental Yield

Gross Rental Yield: Annual rent ÷ Property price × 100%
Net Rental Yield: (Annual rent - Expenses) ÷ Property price × 100%
Cash-on-Cash Return: Net cash flow ÷ Cash invested × 100%

Factors Affecting Rental Yield

Location: Prime areas command higher rents but cost more
Property Age: Newer properties may have lower yields but better appreciation
Market Conditions: Supply and demand dynamics
Property Management: Quality affects vacancy rates and rental income
Economic Factors: Interest rates, employment levels

Investment Considerations

Consider both rental yield and capital appreciation potential
Factor in all costs including taxes, maintenance, and vacancy
Understand rental regulations and tenant rights
Consider professional property management services
Monitor market trends and rental demand