Singapore CPF Calculator - Calculate CPF Contributions & Retirement Savings

Calculate Your CPF Contributions

Monthly Salary (SGD):

Age:

Residency Status:

Current OA Balance (SGD):

Current SA Balance (SGD):

Current MA Balance (SGD):

Projection Years:

CPF Calculation Results

Enter your salary and personal details to calculate your CPF contributions and projections.

About Singapore CPF

The Central Provident Fund (CPF) is Singapore's comprehensive social security system that enables working Singaporeans and Permanent Residents to set aside funds for retirement, healthcare, and housing needs.

Ordinary Account (OA)

Interest: 2.5% per annum

Uses: Housing, insurance, investment, education

Special Account (SA)

Interest: 4% per annum

Uses: Retirement, investment in retirement-related financial products

Medisave Account (MA)

Interest: 4% per annum

Uses: Hospitalization expenses, approved medical insurance

CPF Contribution Allocation (Age 35 & below)

Ordinary Account: 62% of total contributions
Special Account: 23% of total contributions
Medisave Account: 15% of total contributions

Key CPF Limits (2025)

Monthly Salary Ceiling: $6,000
Annual Salary Ceiling: $102,000
Basic Retirement Sum (BRS): $99,400
Full Retirement Sum (FRS): $198,800
Enhanced Retirement Sum (ERS): $298,200
Basic Healthcare Sum (BHS): $71,500