Business Financing Calculator
Loan Analysis Results
Enter your commercial loan details to calculate monthly payments, total interest costs, and financing requirements for your business needs in Singapore.
Enter your commercial loan details to calculate monthly payments, total interest costs, and financing requirements for your business needs in Singapore.
Commercial financing options and interest rates for Singapore businesses.
| Loan Type | Interest Rate Range | Max Loan Amount | Max Loan Term | LTV Ratio |
|---|---|---|---|---|
| Commercial Property | 3.5-6.0% | 80% of property value | 30 years | 70-80% |
| Working Capital | 4.0-8.0% | $5 million | 5 years | N/A |
| Equipment Financing | 4.5-7.5% | 90% of equipment value | 7 years | 80-90% |
| SME Loan | 5.0-10.0% | $1 million | 5 years | N/A |
| Trade Financing | 3.0-6.0% | $10 million | 1 year | 100% |
| Scheme | Government Guarantee | Max Loan Amount | Interest Rate Benefit | Eligibility |
|---|---|---|---|---|
| Enterprise Singapore Guarantee | Up to 80% | $5 million | Reduced rates | Local SMEs |
| SME Working Capital Loan | Up to 80% | $1 million | Subsidized rates | Revenue < $100M |
| Temporary Bridging Loan | Up to 90% | $5 million | Low interest | COVID-19 affected |
| Micro Loan Programme | Up to 80% | $300,000 | Competitive rates | Micro enterprises |