Singapore Car Insurance Calculator - Motor Insurance Premium Calculator

Motor Insurance Premium Calculator

Vehicle Type:

Vehicle Value (SGD):

Vehicle Age (years):

Engine Capacity (cc):

Driver Age:

Driving Experience (years):

No Claim Discount (%):

Coverage Type:

Deductible/Excess (SGD):

Vehicle Usage:

Enter your vehicle and driver details to calculate motor insurance premiums, coverage options, and compare insurance rates for Singapore vehicles.

Motor insurance coverage types and premium factors for Singapore vehicles.

Coverage Type	Third Party Liability	Own Damage	Fire & Theft	Typical Premium Range
Third Party Only	✓	✗	✗	$300-600/year
Third Party, Fire & Theft	✓	✗	✓	$400-800/year
Comprehensive	✓	✓	✓	$800-3000/year

Factor	Impact on Premium	Range	Notes
No Claim Discount (NCD)	Reduces premium	0-50% discount	Increases by 10% each claim-free year
Driver Age	Younger = Higher	+50% to -20%	Lowest rates for 30-50 age group
Vehicle Age	Older = Lower	-30% to +20%	New cars have higher premiums
Engine Capacity	Larger = Higher	+0% to +100%	Sports cars have highest rates
Deductible Amount	Higher = Lower	-20% to +30%	Higher excess reduces premium